Spoilers: No. We are not all going to be using our cryptocurrency of choice on a daily basis any time soon. Here in our comfortable first world existence, the vast majority do not have a need for an alternative to established national currencies. However, there are emerging patterns and pockets of adoption which merit scrutiny.…
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Bitcoin celebrated its eleventh birthday on January 3rd, 2020, the anniversary of the creation of its Genesis Block. The first working peer-to-peer system of electronic cash was born into turbulent times. In that original block lies a hidden message which reads: “The Times 03/Jan/2009 Chancellor on brink of second bailout for banks”. It is generally…
Read MoreWith eleven days left of a turbulent ten years, I’m following the fashion of reflection but looking ahead to the promise of the impending Twenties. In January 2010 I was comfortable in a senior financial position with a FTSE 100 subsidiary. Today, I’m in the process of writing my fifth book (fiction) and awaiting publication…
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As cryptocurrencies gain both ground and notoriety, questions are increasingly asked about the future of money. I confronted this in my 2017 novel Bitcoin Hurricane, imagining a near future where digital and fiat currencies trade side by side in the money markets, and banks still have a role to play in our lives. Austin’s SXSW…
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Is it hype, or is there something in it? The innovation spawned by cryptocurrency and its underlying distributed ledger technology is matched only by the scepticism that surrounds wild claims of future potential, and by the scams which arose in the Wild West of the 2017 bull run and ICO fundraising. The sector is beginning…
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Science fiction, fantasy, computer games, and chess. My children are all over these, playing hard and imagining new worlds. As we start to face adult responsibilities, it’s sometimes hard to hold on to the absolute joy of play, but discussions around the development of artificial intelligence at this year’s South by South West (SXSW) festival…
Read MoreThis briefing on the history of blockchain and distributed ledger technology was commissioned by Business Expert Press as part of their now discontinued Expert Insights series. You can view and download the full article here: BEP Expert Insight Blockchain Nov 2017 Abstract: Blockchain is a distributed ledger technology, which has its roots in the development…
Read MoreThere are shivers in Silicon Valley as the data protection winter approaches. Hard on the heels of the May 2018 implementation of Europe’s General Data Protection Regulations (GDPR) covering personal data, the California Consumer Privacy Act 2018 (CCPA) passed through the state legislature in August. The long and difficult labor which preceded the birth of…
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Oh, how we have waited in vain to hear those words. Since the heady days of the first real-world bitcoin transaction, the legendary pizza purchase of 2010, we have been poised with our wallets in hand, waiting for coffee purveyors to catch on….. Read the full article on Coinverge : Making real-world payments with Bitcoin. Coming…
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Cryptocurrency has had some of bad press recently with the turbulence in the markets and the attentions of the US Securities and Exchange Commission, among others. Those of you who have been #hodling for “when lambo, when moon?” may be a little disillusioned right now, but there’s plenty to love about crypto. From science fiction…
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